Privacy Policy
Effective date: August 1, 2026
Peak Pay respects your privacy and is committed to handling personal information responsibly. This Privacy Policy explains the information we may collect, how we may use and disclose it, and the choices that may be available to you.
1. Information we may collect
We may collect information that you voluntarily provide, including your name, business or organization name, email address, telephone number, business address, website, product interests, business needs, messages, applications, correspondence, and other information you choose to provide.
We may also collect limited technical information, such as IP address, browser and device type, operating system, referring page, pages viewed, date and time of access, approximate location derived from IP address, and cookie or similar technology information.
2. Third-party applications and embedded services
Some Peak Pay services use forms, websites, applications, embedded frames, or platforms operated by third parties. Business-funding applications, customer-financing applications, merchant applications, scheduling, and other services may be collected and processed directly by the applicable platform, processor, lender, finance company, or service provider under its own privacy policy and terms.
Do not send Social Security numbers, bank-account credentials, full payment-card numbers, passwords, bank statements, identification documents, or similarly sensitive information through a general contact form or ordinary email. Use the secure application or document-upload link provided for the applicable product.
3. How we may use information
- Respond to requests and provide information about products and services.
- Evaluate business needs and recommend potential solutions.
- Facilitate applications, registrations, referrals, introductions, onboarding, and support.
- Communicate about an existing or potential business relationship.
- Operate, secure, analyze, and improve our website and services.
- Maintain records, prevent fraud or misuse, enforce agreements, and comply with legal obligations.
4. How information may be shared
We may share information as reasonably necessary with payment processors, banks, funding providers, participating lenders, finance companies, consumer-finance platforms, POS and software providers, underwriting and verification providers, customer relationship management providers, website and hosting providers, email and communications providers, professional advisers, contractors, referral partners, or government authorities where required or permitted by law.
5. Sale, sharing, and targeted advertising
Peak Pay does not knowingly sell personal information for monetary payment. Some analytics, advertising, or similar technology activities may be defined as a sale, sharing, or targeted advertising under certain privacy laws even when no money is exchanged. Where required, you may request to opt out by contacting us.
6. Cookies and similar technologies
We may use essential storage, cookies, pixels, analytics tools, and similar technologies to operate and secure the site, remember preferences, understand usage, measure performance, and improve content. Embedded third-party services may use their own technologies. See our Cookie Policy.
7. Data retention
We retain personal information for as long as reasonably necessary for the purposes described in this policy, business and legal records, dispute resolution, fraud prevention, security, contractual obligations, and applicable law. Retention varies by information type and service.
8. Your privacy rights
Depending on your location and subject to legal exceptions, you may have rights to request access, correction, deletion, portability, information about processing or recipients, an opt-out from certain sales, sharing, or targeted advertising, withdrawal of consent, or an appeal of a privacy decision.
To submit a request, email info@peakpay.biz with the subject “Privacy Request,” or call 866-863-7440. Include your name, contact information, state of residence, relationship with Peak Pay, and the nature of the request. We may need to verify your identity or authorization.
9. Security
Peak Pay uses reasonable administrative, technical, and organizational safeguards intended to protect information. No website, email transmission, internet connection, electronic database, or security measure can be guaranteed to be completely secure.
10. Third-party links
Our website may link to or embed third-party services. Peak Pay does not control their privacy, security, availability, content, or practices. Review the applicable provider policies before submitting information.
11. Children
Our website and services are intended for businesses, organizations, independent sales professionals, and adults. We do not knowingly solicit personal information directly from children under 13.
12. Communications
When you provide contact information, we may contact you regarding your inquiry, application, registration, appointment, business relationship, requested service, and related products. You may opt out of nonessential marketing emails using an unsubscribe mechanism where provided or by contacting us.
13. Policy updates
We may update this policy periodically. The revised policy will be posted with an updated effective date.
14. Contact
Peak Pay
110 16th St, Suite 1460
Denver, CO 80202
info@peakpay.biz
866-863-7440